Take Card Machine Payments
Setting up payment systems shouldn’t be a hassle. Let us take the complexity out of it and help you find the best card machine and payment processing solutions, so you can focus on growing your business.
Which card machine is best for you?
Take a look at our options below to see which card machine will suit your business best.
Fixed
Take card payments
from the till.
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Modestly priced solution
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Perfect for shops and cafes
✔
Plug & play
Portable
Take card payments from
anywhere in the building.
✔
Compact & lightweight
✔
Great for the hospitality industry
✔
Outstanding battery life
Mobile
Take card payments
wherever you are
✔
Extremely robust
✔
Small enough to fit in your pocket
✔
Pre-installed SIM cards
What’s the best card machine for my business??
​Our response is always the same:
Tell us more about your business
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You see, it’s all very well offering you what might seem to be the cheapest card machine on the surface but if it doesn’t fit your overall requirements or budget once you start adding the additional fees it’s not the best chip and pin machine for your business.
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At Modern World we like to fully understand what your business is about before we offer you a card machine, so it might NOT always be the cheapest solution if you look at the cost of the card machine alone, however we make it our mission to deliver to you the best package that fits your needs.
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7 Great questions to ask your broker or acquirer to ensure that you get the best solution for your Card Machine
Besides the functionality of the card machine, there are many other questions that any company should be asking you about your business to ensure the best solution is offered to you, below are some great tips for you to ask the correct questions to ensure you are getting the best for your business needs.
We have over 12 Acquiring banks that work with us to ensure that the right option is always offered.
What are the PCI fees?
Some acquirers do not charge their merchants PCI, others do and then will charge you a high fee for not being compliant. It’s very important for your business that you understand how to remain compliant.
​Am I classed as High, Medium or Low risk?
Businesses are set into risk categories by acquirers and this will be a big factor on where we can place them, we need to make sure you are advised correctly.
​Net or Gross settlement?
Some acquirers settle in Net and some in Gross, this is good to understand as it’s helpful for smaller companies to have the charges taken at course to ensure no nasty unexpected bills.
​What is my Auth Fee?
The authorisation fee is a charge on every transaction and if you run a business with a lot of low value transactions this is a key part of your fee schedule.
​How quick am I funded?
Some of our banks offer next day or even SAME day funding, so if cash flow is something critical for your business this is a question worth asking.
​How long will it take to get approval for my card machine?
Different acquirers have different underwriting timelines, so if time is of the essence then we would 100% recommend talking to us to ensure that you are putting an application in with a bank that can approve you within your expected times.
​What documents do I need to get started?
Each acquirer has different KYC and KYB documents that they require to put forward an application, you will need to ensure that you have all of the correct documentation to put the application in, we can advise you of what is required at the point of discussing the best option for you.
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OUR ADDRESS
3 St Georges House, Vernon Gate, Derby, Derbyshire, DE1 1UQ
Email: info@affluencederby.com
Tel: 01332 501977
Mob: 07964927996
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